Jalin Strengthens National Payment System Infrastructure at FEKDI x IFSE 2025, Driving Digital Sovereignty and Interconnectivity

Jalin Showcases Payment System Innovations at FEKDI x IFSE 2025, from QRIS Tap In–Tap Out to Fintech Cash Withdrawal Features across Himbara’s ATM Network

Jakarta – PT Jalin Pembayaran Nusantara (“Jalin”), part of the Danantara ecosystem under the Danareksa Holding, reaffirmed its role as a state-owned national payment system infrastructure provider by participating in the Festival Ekonomi dan Keuangan Digital Indonesia (FEKDI) x Indonesia Fintech Summit & Expo (IFSE) 2025, held from October 30 to November 1, 2025, at Hall B, Jakarta Convention Center (JCC).

Organized by Bank Indonesia (BI) in collaboration with the Coordinating Ministry for Economic Affairs, the Financial Services Authority (OJK), the Indonesian Payment System Association (ASPI), and the Indonesian Fintech Association (AFTECH), this year’s event carried the theme “Synergy and Innovation to Accelerate Indonesia’s Digital Economic and Financial Transformation.”

In his opening remarks, Bank Indonesia Governor Perry Warjiyo emphasized the importance of cross-authority and industry collaboration to accelerate national digital transformation.

“Synergy between regulators, ministries, and industry players is the key to accelerating Indonesia’s digital economic transformation as part of Asta Cita. Indonesia is now emerging as one of the fastest-growing digital economies in the world,” he said.

This aligns with Jalin’s role as the national payment infrastructure provider that ensures seamless connectivity across the financial ecosystem — linking banks, fintechs, and retailers. Through a reliable, secure, and integrated infrastructure, Jalin supports Bank Indonesia’s mission to establish a connected, efficient, and inclusive payment system.

FEKDI x IFSE 2025 also served as a stage for strategic national innovations that strengthen Indonesia’s payment system connectivity. Among the highlights was the launch of QRIS Tap In–Tap Out, implemented across five public transportation modes and parking facilities in Greater Jakarta (MRT Jakarta, LRT Jakarta, LRT Jabodebek, KRL Commuter Line, and TransJakarta). This feature enables users to make payments with a single tap — no longer requiring a QR code scan.

At the same time, BI also initiated the pilot of QRIS Cross-Border Indonesia–South Korea, expanding cross-border payment connectivity following earlier implementations with Thailand, Malaysia, Singapore, and Japan. Currently, QRIS has reached nearly 60 million users across Indonesia, with around 93% being MSMEs, reflecting that the nation’s digital financial growth is organically driven by the people — forming a strong foundation for inclusive digital economic growth.

In line with this strategic direction, Jalin continues to play an active role in developing Indonesia’s digital payment ecosystem. Jalin’s Commercial Director, Eko Dedi Rukminto, stated that the successful pilot of the QRIS Tap In–Tap Out technology innovation demonstrates the company’s tangible contribution to realizing the vision of the Bank Indonesia Payment System Blueprint (BSPI) 2030.

“FEKDI is a clear testament that digital transformation can only thrive through collaboration. Jalin’s role is to ensure Indonesia’s payment system remains not only efficient but also sovereign — where every transaction, data, and infrastructure stays within the national ecosystem,” he said.

From Collaboration to Real Implementation

As a tangible manifestation of synergy at FEKDI x IFSE 2025, Jalin strengthened its collaborations with banks and fintechs through a series of strategic initiatives. Together with BSI, Jalin developed a Cash Deposit Machine (CDM) service to expand the reach of Islamic banking through retail agent networks. With BNI, Jalin extended the Cardless Cash Withdrawal (CCW) feature to enable both banks and fintechs to facilitate cash withdrawals across all BNI transaction channels.

Jalin also collaborated with BRI and GoPay to enable cardless cash withdrawals for GoPay users at BRI ATMs, and with BTN through the implementation of a Cash Management System (CMS) to enhance cash management efficiency.