Prof. Dr. Ir. H. Syamsul Bahri, M.S. (wearing a red batik shirt), Chairman of BACenter, and Ario Tejo Bayu Aji (wearing a green-and-white batik shirt), President Director of Jalin, signed a Memorandum of Understanding (MoU) to advance the development of research-based national payment system programs and solutions, supported by practical and implementable policy recommendations, on Thursday, 6 August 2026, in Jakarta.
Key Highlights:
- Jalin and BACenter have entered into a strategic collaboration to develop research-driven national payment system solutions supported by practical policy recommendations.
- The partnership comes amid the continued growth of digital payment transactions across Indonesia.
- By combining infrastructure, technology, research, and policy expertise, the collaboration aims to deliver solutions that can be tested, implemented, and generate measurable impact for the government.
Jakarta, 6 August 2026 – PT Jalin Pembayaran Nusantara (Jalin), a member of the Danantara Indonesia ecosystem, and Yayasan Bina Astacita Center (BACenter) have signed a Memorandum of Understanding (MoU) to advance the development of research-based national payment system programs and solutions, supported by practical and actionable policy recommendations.
The partnership brings together Jalin's expertise in developing and operating Indonesia's national payment infrastructure with BACenter's strengths in economic research, policy analysis, and strategic policy formulation. This collaboration is designed to support the government's strategic priorities, including the digitalization of public services, optimization of national and regional revenue collection, improvement of government spending efficiency, distribution of social assistance, and expansion of financial inclusion.
The collaboration comes at a time of significant growth in Indonesia's digital payment ecosystem. According to Bank Indonesia, transaction volumes across internet and mobile banking, BI-FAST, and BI-RTGS reached 16.07 billion transactions in the first half of 2026, representing a 36.88% year-on-year increase. Separately, QRIS transaction volume grew 100.12% year-on-year in the second quarter of 2026, driven by the increasing number of users and merchants. During the same period, cross-border QRIS transactions recorded a net inbound value of IDR 1.52 trillion.
The continued expansion of digital transactions underscores the increasingly strategic role of payment systems in supporting economic activity and public service delivery. As this role continues to evolve, developing payment system programs and products requires more than robust technology alone. It also demands a strong foundation of research and sound public policy capable of addressing public needs, government priorities, industry readiness, and the broader economic and social outcomes that such initiatives seek to achieve.
President Director of Jalin, Ario Tejo Bayu Aji, stated that the collaboration forms part of Jalin's ongoing commitment to strengthening its contribution to public service transformation and the government's digitalization agenda.
"The development of government payment systems cannot begin with technology or products alone. We must first understand the needs of the public, the government's policy objectives, the readiness of the industry, and the economic and social impact we aim to create. This is why research and policy studies serve as a critical foundation to ensure that every solution we develop is relevant, practical, and ready for implementation," said Ario.
The partnership also reflects the broader spirit of transformation and collaboration within the Danantara Indonesia ecosystem to strengthen the contribution of state-owned enterprises to national development. As part of this ecosystem, Jalin continues to reinforce its role as a digital infrastructure provider that enables service integration, improves business process efficiency, and creates sustainable value for the nation.
Burhanuddin Abdullah emphasized that the widespread adoption of payment systems across society has made payment infrastructure an essential public utility, as mandated under Article 33 paragraph (2) of Indonesia's 1945 Constitution. Consequently, he noted that state stewardship of payment system infrastructure is imperative. Payment system policies and services should therefore be developed based on data, empirical evidence, and a comprehensive understanding of economic conditions and public needs.
"BACenter brings strong capabilities in research and policy analysis, while Jalin contributes extensive experience, technology, and networks within Indonesia's national payment ecosystem. We expect this collaboration to produce practical recommendations and implementable solutions that support government programs while delivering tangible benefits to society," he said.
He further noted that the complementary strengths of both institutions create opportunities for research outcomes to be translated into implementation models and pilot projects.
"Research plays a vital role in ensuring that a program is not only conceptually sound, but also relevant, feasible, and capable of delivering measurable impact. Through this collaboration, we aim to bridge policy research and formulation with solution development and real-world implementation," Burhanuddin added.
The collaboration between Jalin and BACenter highlights the importance of partnerships between industry players and research institutions in accelerating the transformation of Indonesia's national payment system. It is expected to strengthen the implementation of the government's strategic initiatives while expanding the benefits of digitalization for Indonesia's economy and society.
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